194-196 St. Paul Street, St. Catharines, ON L2R 3M2
$999,900
$999,900
MLS®#:
X13116806
Property Type:
Store W Apt/Office
Property Style:
Area:
Niagara
Community:
451 - Downtown
Taxes:
$13,039.13 / 2025
Added:
May 12 2026
Lot Frontage:
37.01
Lot Depth:
85.49
Status:
Active
Outside:
Year Built:
Brokerage:
ROCK STAR REAL ESTATE INC.
Lot :

85

37

Lot Irregularities:
37.08 Ft X 85.49 Ft X 35.15 Ft X 12.36 F
Intersection:
James Street
Rooms:
Bedrooms:
Bathrooms:
2
Fireplace:
Utilities
Water:
Municipal
Cooling:
Yes
Heating Type:
Gas Forced Air Open
Heating Fuel:

Listing Details

Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.

Insights

  1. Prime Downtown Location: This property is situated in the heart of downtown St. Catharines, providing excellent visibility and accessibility, making it ideal for various commercial ventures.
  2. Versatile Space with Unique Features: The building retains distinctive architectural elements, including an original bank vault, and offers flexible space suitable for retail, hospitality, or office use, enhancing its appeal to a wide range of potential tenants or buyers.
  3. Proximity to Amenities: Located steps away from key attractions like the Meridian Centre and Performing Arts Centre, as well as restaurants and public transit, this property benefits from high foot traffic and a vibrant community atmosphere.

Neighborhood Overview

Complete neighborhood profile for 194-196 St. Paul Street

451 - Downtown home prices

Average sold price for Detached, Semi-Detached, Condo, Townhomes in 451 - Downtown
* Data is provided courtesy of TRREB (Toronto Regional Real-estate Board)