Owner Financing Available! Welcome to 61 Water St S, a charming duplex located in the heart of St. Marys, Ontario. This inviting 1.5 storey home is perfectly situated in the downtown core, offering residents easy walking access to a variety of shopping, dining options, parks, and churches. The property features two distinct units: the upper unit boasts a cozy 1-bedroom layout, ideal for singles or couples, while the spacious lower unit includes 3 bedrooms, making it perfect for families or potential rental opportunities. The lower unit is currently vacant, providing a fantastic opportunity for immediate occupancy or leasing.Outside, you'll find a small partially fenced yard, offering a private space for relaxation or outdoor activities. With owner financing available, this property presents a unique chance to invest in a desirable location with great amenities at your doorstep. Don't miss out on this wonderful opportunity to own a piece of St. Marys!